CHAMBERSBURG, Pa. – F&M Trust is pleased to announce that Lorie Heckman, Chief Risk Officer, has been promoted to Executive Vice President.

With over 38 years of experience at F&M Trust, Heckman has held various leadership roles, including Credit Recovery Manager, Security Officer, Compliance Officer, and Vice President of Compliance and Security. She holds an associate degree and Paralegal Certification from Penn State University and has attained both Certified Enterprise Risk Professional (CERP) and Certified Regulatory Compliance Manager (CRCM) designations. Heckman is also a graduate of the Pennsylvania Bankers Association (PBA) School of Commercial Lending at Bucknell University, the American Bankers Association (ABA) Graduate School of Compliance Risk Management at Emory University and is a graduate of the Center for Creative Leadership.

“As the bank has doubled its asset size in recent years, the potential risks have also increased. Lorie has continually expanded her expertise to ensure both the bank, and its customers remain protected. Her leadership is highly respected across the organization, and we are excited to recognize her with the Executive Vice President title she has earned,” said Tim Henry, President & CEO of F&M Trust.

Heckman is excited to embrace the importance of this new title stating, “This promotion reflects our company’s commitment to maintaining the highest standards of risk management as we navigate the complexities of today’s business landscape. As the first female Executive Vice President at F&M Trust, this role marks a pivotal milestone in my career. I hope to serve as a role model for women within the organization, while also helping to pave the way for future leaders and ensuring their continued growth and advancement.”

Heckman serves as President of the Board of Directors for Women in Need. She is a member of the National Association of Legal Assistants (NALA), the International Association of Financial Crimes Investigators (IAFCI), and the Pennsylvania Bankers Association.

About F&M Trust: A subsidiary of Franklin Financial Services Corp., F&M Trust is an independent community bank headquartered in Chambersburg. With approximately $2.2 billion in assets, F&M Trust has 23 community-banking locations in Franklin, Cumberland, Dauphin, Fulton, and Huntingdon counties in Pennsylvania, and in Washington County, Maryland. Please visit fmtrust.bank for more information.

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